Reading deadline

I started writing down the titles of the books I read about 10 years ago. Since then I have read 121 books. The most of the books I have borrowed from library and I have noticed that the loan time gives me a good deadline to finish the books. For example best seller books have a loan time of two weeks which pushes me to read more and finish the book faster in two weeks as regular loan time is one month. I bought the first book of an author whose blog I have been reading many years. It took me over two years to finish the book and in the meantime I read over 20 books from library. The same author published his second book when I had not yet finished the first book. I managed to borrow the second book from library and finished reading the second book before the first book. Good real life examples how deadlines make me read more.

KuPS making history

KuPS is the best Finnish football team at the moment. They have won two Finnish Championships in row and made history by being the first Finnish team qualifying from the Conference group stage which meant winter outdoor match in - 14 degrees in February.  The club had a great season also financially by earning over 5 million prize money from UEFA and 3 million from transfer fees. As a KuPS supporter I have been delighted for the wins and looking forward for a bright future as stadium project is also moving forward in Kuopio. KuPS has still plenty of work to grow their fan base and attract more spectators. This season also Bodo/Glimt has proved that a club from small town from north can compete against big clubs by qualifying to top 16 in Champions league. 

Housing market crisis in Finland

Housing prices have been going down and not many new houses are built. I wrote a blog post 2,5 years ago if it would make sense for me to buy a home instead of renting. The conclusion was that it didn't make sense financially and now after housing prices have gone down, the decision to not buy has been a good one. Today I checked that the same size apartment in the same address is available for 250k so the price has lowered 50k. Now monthly down payments for a 250k mortgage of 30 years with 2,8 interest rate would be 1 032 EUR. Adding the monthly maintaining costs it would mean paying every month 1 268 EUR. That is slightly above my rent so buying would make more sense now. People are wondering will the prices of homes keep on going lower, better. Or if you believe the prices will start going up, it's a good time to buy now.